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A precious metals IRA rests on three requirements: an IRS-approved custodian (a bank or an approved non-bank trustee), bullion that meets IRS fineness minimums (gold must be at least 99.5% pure, or 0.995), and storage at an IRS-approved depository such as International Depository Services of Delaware. Many advisors suggest putting 5–15% of a portfolio into precious metals.
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